www.incontinentsupport.org

Hello all,

I'd like you input on a rough draft of guidelines I have established for CARING. Eligibility does NOT depend on income alone except for very few circumstances. Rather it depends on falling within eligibility categories. Within these categories family size and income influences percentage of montly cost covered. Here is what I have so far:

Parent of 2 or more special needs incontinent children without Medicaid=100% coverage 50,000 or less
Parent of 2 or more special needs incontinent children without Medicaid =75% coverage 90,000 or less

Parent of special needs child or adult WITHOUT Medicaid help UNDENIED eligibility
100% of monthly costs covered in this category:
2 parent home plus 1 child earning less than 30,000 anually: 100% of monthly needs met.
2 parent home plus 2 children earning less than 35,000 anually:100% of montly needs met
2 parent home plus 3 children earning less than 40,000 anually: 100% of monthly needs
2 parent home plus 4 children earning less than 45,000 anually: 100% of monthly needs
2 parent home plus 5 children earning less than 50,000 anually: 100% of monthly need met
Single parent home 1 child less than 35,000 anually:100%
Single parent home 2 children less than 40,000
Single parent income 3 chidlren less that 45
Single parent home 4 children less than 50,000
Single parent home 5 children less than 55,000


Any family with 6 or more than children regardless of income: 100%

Incontinent adult with disability without Medicaid,
Employed, single, without children, making less than 30,000 per year 55% of cost
Employed, single, with children making less than 50,000 per year 75% of cost
Employed, single with children making less that 30,000 per year:100 of cost
Unemployed single with children 100% of costs
Unemployed, single without children 100% of costs covered
Incontinent adult with disablilty with Medicaid
If Medicaid provides products, and products are overall adequate for quality of life, then NOT eligible.
If Medicaid product are NOT satisfactory, but somewhat useable, eligible for 75%
If Medicaid products are not satisfactory but not usesable 100% of monthly expense

Incontinent adult without disability, no Medicaid
Grieving the loss of a loved one: 50% cost covered for 3 months
Persons with heavy incontinence requiring premium products:
Employed, single making less than 30,000 per year 50% of costs covered
Employed single making less than 60,000 per year 20% of costs covered
Employed, married 1 income making less then 30,000 75%
Employed married dual income no children, not eligible unless less than 30,000
Employed, married 1 income with children: 55% of cost, increasing 10 percent with each child in household)
Employed, married dual income with children: 35% of cost increasing 10 percent with each child in household
Persons with moderate to heavy incontinence who can use midrange products:
Eligible if single with income less than 30,000, 50% of cost covered
Eligible if married with income less than 45,000, 50% of cost covered
Eligible if married with children and income less than 50,000 75% costs covered

College students diagnosed with incontinence:
Heavy incontinence requiring the use of premium products: 100% coverage per month each semester
Moderate to heavy incontinence allowing for use of midrange products: 55% coverage per month during the semester

Retired individuals
Single: 55%
Married no children: 60 %
Married with dependent children:100%



What do you all think?
I haven't yet delineated every percentage of every category but this is a start. I think these categories are quite generous and should meet every need. I know how hard times are.

Do you have more information the CARING that you are referring to?

What exactly do you mean realworldinc? This is a nonprofit that does not yet exist that I'm hoping to kickstart by 2020. If your're asking about what it will hopefully do, I'd be glad to tell you. The idea is to help those who have fallen through the cracks so to speak when it comes to obtaining incontinence supplies. Those who have difficulty accessing them due to financial cost, or other personal circumstances. Income DOES not exclude except for one case listed and that was where 2 persons were married and BOTH working with no children. In that circumstance, I would think they can get by unless they make less than 30,000 a year. I must emphasize that these guidelines are NOT set in stone, that this is a rough draft that I am seeking input from those who know. Any input would be most welcome.

The nonprofit mission is quite diverse, but is centered around incontinence. The facets include providing information about incontinence and raising awareness to decrease stigma, to inform the uninformed about various product options that are out there (which your site is doing an EXCELLENT job of, I am seeking to reach those who may not have the Internet in the far future) and to help those in less than ideal circumstances access the same. Receiving products from Medicaid does not exclude from eligibility automatically, because often the quality of Medicaid provided products is not very good. In fact, that's the reason why i started this in the first place. As time went on I realized that the most served would probably be those without any medicaid at all. Nevertheless, those who cannot get by with Medicaid products are also and important part of this program's mission

Sorry, I had not Heard about the proposal before, so I did not know if your charts were referring to a current program or a new one, it sounds very helpful and necessary! Please keep us informed about it it sounds like something after our own mission and possibly contribute to on some level.

Commenting on the person that's disabled. No one on disability is going to make anywhere near 30,000 a year. I get around 12 and when I didn't have medicaid I couldn't even afford 50%. My rent is almost half my income and with all of the other expenses in life I was sacrificing food to buy premium diapers.

Justej,

I must emphasize that this was a ROUGH draft. I really appreciate your input. What percentage would you suggest for this category and income level for a single individual with no children? What percentage would benefit the most? 75%? 100%?

Peace out!

Rob

Also keep i mind that the 55% under 30,000 would refer to someone who is EMPLOYED. Believe it or not there are people who recieve both SSI and SSDI and work. I'm one of them. What percentage would you feel appropriate for an employed individual who also has a disablility? This would be more than an adult without a disablilty because disability itself often has its own costs.

Rob - my apologies I didnt see the part about the individual being employed. That makes a big difference. Your assessment is just fine then. I know there are folks who work while being on SSI. I just missed that part.

Carry on.


- e